PCA

Farm Operating Loans

Delta Production Credit Association offers one of the most competitive variable rate operating loans in the area.

Delta PCA has one year declining notes, or Revolving Lines of Credit, depending on your needs for your farm's operation.

Equipment Loans

Investing in the right equipment today, can mean a larger profit for you tomorrow.

Delta Production Credit Association offers two types of Intermediate Term Loans for your equipment purchases, small land purchase, or farm buildings.

Variable Rate:  Delta PCA's variable rate loans are the same rate as the Farm Operating Loans and are subject to change.  Delta offers one of the most competitive variable rates in the area.

Fixed Rate:  Delta PCA can lock in a rate for the life of your equipment loan.  Delta offers 3, 4, 5, 7 or 10 year fixed rate IT loans, whichever fits your financing needs.

YBS Program

Getting started in farming brings many challenges, but finding a lender who can help doesn't have to be one of them.  Our mission is to provide support for the Young, Beginning & Small farmers.  As a farmer-owned cooperative, we will promote & assist these farmers with their careers by providing a competitive and dependable source of constructive credit.

 A Young farmer is one who is 35 years of age or younger. A Beginning farmer is one who has 10 or fewer years farming, ranching or aquatic agriculture experience. A Small farmer is one who generates less than $250,000 in annual gross agricultural or aquatic sales.  Call or come by one of our 2 locations to see if you meet the eligibility requirements for the Y.B.S. Program.

Delta PCA is also an award winning user of the Farm Service Agency's Guaranteed Loan Program to help Young, Beginning and Small Farmers with their farm operating needs.  Delta ACA is a FSA Preferred Lender.